Incredible Maya Offers
A contactless and online e-wallet app is called Maya. You can transfer money, pay bills, and receive a virtual reloadable card with Maya that you can use for online shopping and even flight reservations.
The PayMaya app and other fintech apps we’ve seen locally don’t resemble Maya’s new design. It has a modern, tidy appearance.
You can tell from the design that it includes new functions like Savings, Credit, Crypto, and Wallet in one app. These functionalities have previously been found in local banking applications but never in one place. Maya, which bills itself as an all-in-one money app, accomplishes this. The convenience of having all these capabilities in a single financial application speeds up all financial transactions that were previously time-consuming. It also helps that this has a modern, elegant app interface.
Additionally, you can purchase an actual card that you can use to make purchases at merchants that accept credit and debit cards by connecting it to your Maya app. This card can be used to make cash withdrawals from ATMs domestically and overseas.
Maya has extended some of its high-value promotions, such as a 6% interest rate on Maya Savings up to Php5 million, free PESOnet transfers, and a free Maya Card, subject to eligibility, until September 30, 2022, to encourage more Filipinos to take advantage of the most outstanding digital banking experience. Additionally, it offers Personal Goals (up to Php 1 million per goal) at a 6% interest rate until December 31, 2022.
Customers may handle their transaction requirements more conveniently thanks to the innovation of Maya’s all-in-one money app. When they need to make a purchase, customers can transfer funds from their savings account to their e-wallet. To increase their savings, they can easily quickly transfer money from their e-wallet. Customers can set up to five personal goals, each with a specific target amount and deadline, and the savings account, which can help them enrich their money.
Five Steps to Register for Maya Account
Step 1: On the App Store for iOS and the Google Playstore for Android, the Maya App is free to download. Simply type in “Maya” and select “Download.”
Step 2: You can begin building your account after downloading the app to your smartphone. Launch the app, then select Create Account.
Step 3: To register, you would be required to complete a form. Name, last name, email address, mobile number, and password must all be entered. Tap Continue once you’re finished.
Step 4: The terms and conditions and privacy statement for Maya are displayed on the next screen. Click Agree after reading and acknowledging these terms.
Step 5: You will receive an SMS with a one-time pin at the mobile number you provided in the form. Enter the 6-digit pin, then select Continue.
Your Maya Account Upgrade Procedure
First, Log into your account by opening the Maya app on your smartphone.
Second, You will view the app’s home page once you log in. The menu button is located in the upper left corner. Select Upgrade Your Account by tapping it.
Third, Fill out the form with your personal information. Type in your name, nationality, birthdate, birthplace, income source, and full address. When finished, select Next. By utilizing a primary ID, your upgrade will be approved more quickly. The list of primary IDs is as follows:
- Driving License
- Passport
- UMID
- PRC License
- Postal ID (issued 2015 onwards)
Enter your ID number and the ID you wish to submit. Verify that the data you submitted corresponds to the data on your ID and that it has not expired. Make sure the information on your ID is legible and take a clear snapshot of it with the right side up on a simple, dark surface.
Click Next once you’ve taken a photo of both the front and back of your ID.
Fourth, Video capture of yourself is required by Maya for additional identification. Make sure you are filming in a well-lit area and that any jewelry, including earrings and spectacles, is removed. Verify that no other faces can be seen in the background. When you’re ready to record the video, select record and follow the on-screen directions. You must turn your head sideways, nod your head up and down, and face the camera. Tap Next once the video has been recorded.
Lastly, a summary of your application’s specifics will be displayed on the following screen. Once everything is in order, double-check to be sure it is, then click Submit.
A maximum of 72 hours are needed by Maya to review your application. You’ll get a text message telling you how your application is doing. Screenshot the validation code to take note of it. This can come in handy if you need to contact Maya’s customer support because you didn’t get a status update after 72 hours.
What’s New with Maya?
The Maya app, formerly known as PayMaya, has been available for over two months and is still the best-rated banking software on Google Play and the App Store. Its feature-rich e-wallet includes elements like cryptocurrencies,micro-investments, and insurance and effortlessly connects digital banking services supplied by Maya Bank, such as savings and credit.
Customers of Maya can attach up to three physical Visa and Mastercard prepaid cards in addition to receiving their own virtual Visa card within the app.
● Maya Savings
One of the highest high-yield savings accounts currently offered by a local bank, Maya Savings has an introductory interest rate of 6%.
● Personal Goals
Offers consumers a 6% interest rate while allowing them to define up to 5 goals with deadlines.
● Maya Credit
Customers can borrow up to P15,000 using the Maya Credit fast credit line within the app.
● Maya Crypto
Maya Crypto, where users may purchase, store, and trade 15 different coins, including some of the most well-known ones like Bitcoin, Ethereum, and many others, for as little as P1.
● Maya Wallet
Maya Wallet, the most dependable wallet for payments, boasting a 99.94% uptime and improved user interface.
Surprisingly Better E-Wallet Features from Maya
Cashless transactions are becoming increasingly popular thanks to fintech companies like Maya. The only fintech in the Philippines that operates a consumer e-wallet app, an enterprise payment processing business, and a remittance agent network with Smart Padala is the most prominent digital financial services platform in the nation. You’ll be astonished at how these clever features may bring ease, comfort, and even savings wherever you go cashless, from its free cash-in channels to 99.9% uptime. Here are some noticeably features:
A. Enhanced Online Shopping Security
With the introduction of Maya Verified Merchants, Maya has also ensured that purchasing from casual sellers who are also Maya users is simple and safe. Now that the Verified Seller symbol is on the app’s confirmation screen, you can quickly determine if the seller you’re paying is legitimate. You may also view a list of Maya Verified Sellers on the Maya Mall.
B. Dependable with a 99.9% Uptime Rate
Many financial and e-wallet apps offer cutting-edge functionality, but what use are they if your app is constantly unavailable? Fortunately for you, Maya won’t let you down 99.9% of the time, so you don’t need to worry about that. You can be sure that your transactions will be completed whenever you need them, thanks to Maya’s 99.9% uptime rating. There is no need to wait hours for your e-system wallet’s maintenance to be finished or to worry if a crucial transaction was successful. Maya is available if you’re seeking a reputable and trustworthy e-wallet.
C. Biggest pathways with FREE cash-in
There will always be a FREE way for you to deposit money into your Maya account, whether it be at the sari-sari store with Smart Padala on your street, your favorite mini-mart or supermarket like Robinsons, or online transfers from your bank account using Instapay or a linked BPI, RCBC, or Unionbank account.
Sending money to other Maya account holders is likewise free, and until the end of the year, you can get a rebate of P15 to cover your fee when you transfer money from Maya to a bank account via Instapay. Simply press the “cash in” button on the home screen of your app to get a complete list of Maya’s free cash in channels. Look for the icons bearing a “no fees” sticker.
Out of its more than 110,000 cash-in touchpoints nationwide, Maya offers FREE cash-in starting at 90,000. Going cashless should make your necessary transactions more convenient, and Maya is working to break down this barrier. You won’t have to worry about paying up to P200 in cash in fees like you would with other e-wallet apps, only to deposit money into your account.
Convenience stores:
- 7-Eleven
- Ministop
- Alfamart
Pay&Go self-service kiosks at:
- Mercury Drug
- Super 8
- Lawson
- Landers
- Touchpay
- eTap
- Zoompay
Top up at the following department stores:
- Robinsons Department Store
- The SM Store
- Gaisano
D. Transaction History and Notifications in Real-time
This feature provides an extra layer of protection by enabling you to confirm that your transactions have been processed correctly. It also gives you peace of mind because it makes it simple to keep a record of your transactions as they occur.
Maya knows how crucial it is to track your transactions in real-time because so many commonplace transactions are carried out through your app.
Need to confirm with the vendor whether your payment was successful? You don’t have to wait 24 hours for it like other apps! On the app, Maya gives you access to real-time transaction tracking.
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