My PAG-IBIG; Saving For The Future

Last Updated on 1 year by DiaryNiGracia


I’m sure that most of you have already heard about PAG-BIG, not the the tagalog term for love but the Philippines’ government Home Development Mutual Fund (HDMF). What exactly Pag-Ibig is, and why does it seems important?

Well, we can easily say that PAG-IBIG is a government corporation that helps working individual to save funds for themselves and their family by offering different programs that give various opportunities and benefits. Why I decided to apply for a membership in PAG-IBIG is because of the benefits they give and offer especially to me being an OFW in Kuwait. I always dreamt of building my own dream house and I know that it wouldn’t be easy, but with Pag-Ibig’s Overseas Program it’ll become now a reality.  This program gives us an opportunity to save for the future and a chance to avail a housing loan.

Years ago, I know some OFWs who received lower salaries, sadly they had a hard time buying a house or even qualify for a housing loan. There are several available lending constitutions that offers housing loans but only with high interests. Good news is that with PAG-IBIG we won’t suffer anymore from high interests and we can receive great deals from them at the same time, kabayan and our dream can be made more possible.

“Blessed is the one who finds wisdom, and the one who gets understanding, for the gain from her is better than gain from silver and her profit better than gold. She is more precious than jewels, and nothing you desire can compare with her.”     – Psalm 24:1-10

There is nothing wrong being practical and planning for the future, it is actually more crucial for our part to become prepared and much aware especially that our families are not with us. We should have wisdom and understanding for us to realize things which can help us and our loved ones as well.

So, I therefore recommend you to become a member of PAG-IBIG to help yourself live a happier and fruitful life. I’am a member myself and will happily continue to contribute and add savings to my PAG-IBIG fund.






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Peace and love to you.

Gracia Amor
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