Category Archives: OFW Finance

Top Investing Mistakes that OFWs Make

Top Investing Mistakes -diarynigracia

OFW on How to Avoid These Investing Mistakes   Overseas Filipino Workers (OFWs), often known as the modern-day heroes of the Philippines, are well-known for being highly hard-working people who made sacrifices to aid their families and contribute to the economy with their high-level remittances. Going abroad, however, does not automatically ensure financial success. We…

SSS Benefits and Services for OFWs

SSS Benefits and Services for OFWs -diarynigracia

SSS Membership Programs Offered to OFWs   The Philippine Social Security System, or SSS for short, is a mandatory social insurance program that covers at least the working class, including OFWs and seafarers as well as those employed in the private sector. Mins to Read: 12  minutes Age: 21 – 41 years old   The…

Retirement Investment for OFWs

Retirement Investment feature photo -diarynigracia

Planning for Your (OFW) Retirement   It’s vital to have a strategy for your retirement, whether you intend to retire abroad or return to the Philippines after you resign. After working abroad, many OFWs return home to the Philippines to spend time with their relatives. You are free to follow suit or choose something different….

Overseas Workers Welfare Administration (OWWA) Benefits and Services

Overseas Workers Welfare Administration (OWWA) Benefits and Services feature photo -diarynigracia

Programs Offered by OWWA to OFWs   You can benefit from the many possibilities, programs, services, and financial aid provided by OWWA, a division of the Department of Labor and Employment, as a Filipino working abroad (DOLE). Although it has a lot to offer its members, sadly not many people are aware of it. Mins…

Best Investments for OFWs

Best Investments for OFWs feature photo -diarynigracia

Top OFW Investments to Earn Money   Overseas Filipino Workers, or OFWs, are the unsung heroes of today’s society. They work abroad to provide for the needs of their family back home. In actuality, these people make time sacrifices and confront the difficulties of working and living abroad only to support their family.   The…

5 Key Insights on Stock Market and REITS this 2021


“Our quality of life depends on the choices that we make every day.” -Anonymous- Investing in Stock Market and REITs are too overwhelming. With so much information to learn about Stock Market and REITS, sometimes we felt discouraged to push through on our investing journey. Now that REITs are still young, many finance professionals will…

5 money mistakes that you, yourself might be committing

However, not all OFWs are able to manage their finances well. In reality, some are able to handle their finances well, and some are not able to grow their savings. This leaves us the question, why? Here are 5 money mistakes that you, yourself might be committing. Not making a budget plan FIlipinos choose to…

10 Money Lessons That You Should Learn | Diary ni Gracia

10 Money Lessons that You should Learn… to Save Your Future   Money is essential: And to enjoy everything the world has to offer, even the little things, you have to earn and make money. Navigating the world of personal finance can be overwhelming, even for an adult who has quite a bit of experience…

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