Essential Updates: SSS and PhilHealth Contribution Changes You Can’t Afford to Miss in 2025

“The best thing money can buy is financial freedom.”

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Nearly 99% of SSS Benefit Disbursements coursed through e-channels

This photo was taken from: Facebook: Philippine Social Security System – SSS

 

The Social Security System (SSS) has increased its use of electronic disbursement platforms to distribute benefits to its members-beneficiaries.

As per the SSS, about P168.55 billion in social security and workers’ compensation benefits is disbursed via banks, e-wallets, and remittance transfer companies/cash payout outlets (RTCs/CPOs) from January to November 2020.

From January to November 2020, the number of benefit checks disbursed fell by 39.7% to 264,208, compared to 437,947 in the same timeframe in 2019.

Although SSS moves to these modern disbursement systems, certain benefits, such as pensions given to a confined member or claimant in a facility such as a penitentiary/correctional/rehabilitation, will continue to be paid in the traditional manner.

“With the social distancing and health protocols issued to stem the spread of COVID-19, the importance of digital technologies has been redefined. We appreciate our covered employers, and members, pensioners, and their beneficiaries’ who supported our ongoing digital transformation. We stay committed to continuously look for ways to bring our services closer to you,” Ignacio concluded.

SSS: Embracing Digital Disbursement Channels

In 2020, the SSS reported a substantial shift towards electronic disbursement methods. Between January and November of that year, approximately ₱168.55 billion in social security and employees’ compensation benefits were distributed through banks, e-wallets, and remittance transfer companies/cash payout outlets (RTCs/CPOs). This approach accounted for 98.6% of the total disbursements, reaching 3.68 million members and beneficiaries.

The transition to digital platforms has not only streamlined the disbursement process but also ensured that beneficiaries receive their payments promptly and securely, especially during the COVID-19 pandemic. SSS President and CEO Aurora C. Ignacio emphasized the importance of digital technologies in maintaining service continuity amid health protocols.

 

PhilHealth’s Maternity Care Package

One of the benefits offered by the Philippine Health Insurance Corporation – PhilHealth is the Maternity Care Package. Through Maternity Care Package, the mother and the newborn baby will enjoy care benefits from womb to birth.

Maternity Care Benefits include the following: (1) pre-natal consultation and essential health services, (2) normal delivery benefits, and (3) post-partum care.

This photo was taken from: Facebook: Philippine Health Insurance Corporation -PhilHealth

For deliveries in non-hospital facilities, such as birthing homes or midwife-managed clinics, the MCP benefit is ₱8,000. In accredited hospitals, the benefit is ₱6,500.

Additionally, PhilHealth provides benefits for various delivery scenarios, including caesarean sections and complicated deliveries, aiming to reduce the financial burden on mothers and ensure quality healthcare services. ​

Continuous Improvements and Member Support

Both SSS and PhilHealth have demonstrated agility in adapting to new norms, particularly during the pandemic. SSS accelerated its digital transformation by enhancing the My.SSS portal and the SSS Mobile App, facilitating online transactions and improving stakeholder access to services.

PhilHealth, on the other hand, has expanded its benefit packages, including the Maternity Care Package, to ensure comprehensive coverage for mothers and newborns. These packages are designed to cover a wide range of services, from prenatal care to postnatal care, ensuring that both mother and child receive necessary healthcare services during this period.

These developments reflect a commitment to leveraging technology and enhancing healthcare services to better serve the Filipino population.

 

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