Category Archives: Financial

Pag-IBIG Housing Loan vs. Banking Loan; Guide to home buying

Pag-IBIG Housing Loan vs. Banking Loan; Guide to home buying -diarynigracia

Pag Tips to Consider on Where to Apply for your Housing Loan   Every Filipino family dreamt of buying their own house, making it their home. The reality is that buying any property here in the country is quite expensive. Saving up for one will take us a long time. Since assets are associated with…

SSS PESO Fund – A Guide

What is SSS? Employees in the Philippines have access to social insurance through the Philippine Social Security System (SSS). The SSS is a government organization established in 1957 and offers retirement and health benefits to all Filipinos who have been paid in full.   An individual must be employed, self-employed, or volunteer to join the…

Variety of Stocks to Invest With

Variety of Stocks to Invest With -diarynigracia

  TYPES OF STOCK YOU CAN BUY Most people typically connect stocks with exchanged publicly traded shares that take place on stock exchanges. But it’s important for investors to be aware of the many share types that are available, understand their unique characteristics, and be able to spot the situations in which they might be…

Top 3 Business Ideas with Php 50,000 Capital

Top 3 Business Ideas with Php 50,000 Capital -diarynigracia

STARTING A BUSINESS WITH PHP 50,000 CAPITAL   There are two factors that may lead many aspiring business owners to become dreamers rather than doers: time and money. Yes, running a business needs time and money, but your ambition will never come true without financial investment. The powerful force is time. No matter how far…

6 Starter Credit Cards for Credit Card Newbies

6 Starter Credit Cards for Credit Card Newbies -diarynigracia

6 Credit Card Options that You Can Get If It’s your First Time   Adulting is a path that everyone is scared to take. A lot of responsibilities to take care of, including the obligation to be financially independent, and having a credit card is one of the best financial tools you can use. Being…

Invest Early – The Younger, The Better

Invest-Early-The-Younger,-The-Better

Many young individuals find it more convenient to delay making any investment decisions until their financial situation is, hypothetically speaking, more stable. However, even with student loan debt and low earnings, the 20s are in an excellent position to invest during or after your education. Mins to Read: 10 minutes Investing early in life develops…

10 Characteristics that Successful Franchise Owners Have

10 characteristics that successful franchise owners have -diarynigracia

  10 TRAITS OF GREAT FRANCHISORS Building a business requires a lot of strength, perseverance, and dedication, and the majority of successful businesspeople have certain personality traits, such as enthusiasm, motivation, optimism, and the courage to take risks. But not all successful businesspeople make successful franchisors; it’s a completely different game and calls for a…

Top 3 Business Ideas with Php 20,000 Capital

Top 3 Business Ideas with Php 20,000 Capital -diarynigracia

GETTING STARTED ON A BUSINESS WITH 20K CAPITAL   Social media is changing and growing along with the interests and demands of consumers. They look for products and services that are good and in line with what they need and want. Filipinos are more accepting of new brands and establishments, allowing the business sector to…

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