What are the truths about time and money in the stock market? Market Timing is Impossible For many years, naive investors have relied on market timing and for a good cause. The potential for maximum return arises from the notion that one can perfectly time their trades to correspond with the peaks and valleys of […]
We work hard and we earn an honest living. We want to unwind and enjoy the fruits of our labor. Which things must we spend our money smartly on? We have five (5) for you. Education For parents, it is truly expensive to send their children to school and provide them with the best quality […]
What is the most effective way to lose a friend? My goodness, did I hear myself right? This is the most common answer – lend money to your friend or borrow from your friend and chances are, you will lose the friendship.
While some of the world’s richest people drive their own cars, do not splurge on designer brands, go to vacations only with a practical budget, Filipinos just love to look nice.
I know that it isn’t easy to save, so how do you make it work? I would like to share with you these ways to help you keep what you earn and make keep it longer: 1. Goal setting provides direction that will show you that you’re making progress. Break it down into the following […]
I need to plan for my future income and expenditures that I can use as guideline for spending and saving. We all do! We all know that we need to, but the majority of Filipinos routinely spend more than they can afford. I have proven that the key to spending within your means is to […]
Yes, it IS difficult to save. Having new computers, cellphones, cars, and clothes may make you happy but your satisfaction diminishes over time. But as your savings grow over the years, your satisfaction with it will keep growing as well. Here are a few tips I’d like to share with you. 1. Let savings grow […]
No one wants to stay in debt for the rest of their lives. So here are some steps to take if you want to manage your loans and wipe out your debt: Make debt servicing part of your budget. From your monthly budget, you can tell what spending you can cut back on to help pay […]
Philosophy in life: If you’re not willing to risk it all, then you don’t want it bad enough. The risks we take, the choices we make.. They make life worth living, anyway. Life may be so full of unexpected twists and turns, but it is unquestionably beautiful. And sometimes you gotta stop and remember that […]