#KABAYANASK Bitcoin a decentralized digital currency without a central bank or single administrator. Walang intermediaries, walang police, unlike sa Stock Market and Bonds. Walang regulator sa atin kasi may Security Exchange Commission, may Investor protection. Yes, Bitcoin has also been used as an investment, kasabay nito several regulatory agencies also have issued investor alerts about…
NEWBIE IN STOCK MARKET, what to do? Afraid of trying to invest your hard earned money over the stock market? We are so many especially in this season, especially this AuGHOST month and in this very very Bearish market. Even me… I always consider myself every day new in this market as in every day,…
Shopping Tips for the Busy Workaholics Every OFWs and financial advocates like me knows how hard it is to find some time to buy stuff that we need or want. Same goes for shopping – because we can all agree to the fact that shopping for you and your loved ones can’t be done…
Importance of Forming Better Habits Habits are usually formed unconsciously. Sometimes, when you remind yourself to do a specific task repetitively, you start turning them into a habit without even realizing it. You probably have a habit of sleeping at 1 pm, walking outside before going to bed or maybe drinking water…
Most Common Investment Mistakes made by OFWs A lot of people ask me how I became a good player in the investment industry, and I gave them all the same answer: I became a newbie. Confusing? Sure, but that’s exactly what helped me make wise investment decisions. Being a beginner in this kind of business…
58th Registered Financial Planner RFP Graduate Message I can relate taking the RFP class with someone who bought a new entertainment system, tried to set it up without reading the instructions, and wonder later on why things just don’t sound/look right. The RFP Program is that manual we all missed to read….
How to Become a Registered Financial Planner Different types of financial professionals earn this credential including Stock Market Professional, registered investment advisors, insurance agents, estate planners, bankers, and tax professionals. Many in the financial industry can benefit from carrying the RFP mark on their business card. Earning this prestigious certification indicates additional knowledge…
I know that saving isn’t easy, so how do you make it work? I would like to share with you these ways to help you keep what you earn and make keep it longer: 1. Goal setting provides direction that will show you that you’re making progress. Break it down into the following financial milestones,…
Yes, money IS difficult to save. Having new computers, cellphones, cars, and clothes may make you happy but your satisfaction diminishes over time. But as your savings grow over the years, your satisfaction with it will keep growing as well. Here are a few tips I’d like to share with you. 1. Let savings grow…
No one wants to stay in debt for the rest of their lives. So here are some steps to take if you want to manage your loans and wipe out your debt: Make debt servicing part of your budget. From your monthly budget, you can tell what spending you can cut back on to help pay…
