Discover Diary ni Gracia, a YouTube channel dedicated to Overseas Filipino Workers (OFWs). Explore real-life OFW experiences, financial investment tips, career development advice, and motivational content to inspire and support you.
Category Archives: Financial Literacy
How Mutual Funds Can Help with Your Life Goals There are countless investment options out there but for now we’ll be focusing on one of them. Mutual funds have emerged as a popular choice for both seasoned investors and those new to the financial world. In this article, we will explore the ins and…
Several initial public offers (IPOs) have prospered in the local stock exchange in earlier years. There are organizations that have gone public as a way of attaining their goals including expansion, acquisitions, and innovation even against apparent market uncertainty, especially with the present pandemic hurting the economy significantly. The Philippine Stock Exchange (PSE) has…
Top 10 Banks to Open an Account Having multiple bank accounts at the same time has many more advantages. You’ll soon realize the benefits of keeping savings accounts, including asset protection, peace of mind, access to an emergency fund, and a small interest on deposits. Minutes to Read: 16 minutes Age Bracket: 18-50 years…
Essential Things to Take Note of Before Applying For a Credit Card MINS TO READ: 10 minutes Getting your first credit card is now part of the adulting path we all must take. These are an excellent tool for helping you to build a good credit history for future purposes and the best to manage…
Your Trusted Guide to Investments and Finances in the Philippines Looking for a reliable guide to help you navigate investments and personal finance? You’re in the right place! We provide helpful insights and practical information that can lead you to smarter financial decisions. This directory covers: REITS and Stock Market SSS Investments This directory will…
Cashless shopping is now a trend here in the Philippines, but some still prefer the old-fashioned way of paying. This is by handing over cold hard cash. It may not be for everyone. However, what would be a better way to manage your finances and improve your cash flow other than using a credit…
Buy, sell and hold. Stock trading might sound fascinating, challenging, and perplexing all at once. But it’s not necessary to be. The fundamentals of how a stock market operates determine when to purchase and sell stocks. Buy low and sell high is the concept; if you purchase a stock for Php 50 and sell it…
What is Money Management? Effective money management is the key to achieving financial stability and success, especially for overseas Filipino workers (OFWs) who are fortunate enough to earn a good income abroad. There’s no doubt that overseas employment presents a significant financial advantage over local employment in the Philippines. One obvious reason is that…
“The more that you read, the more things you will know. The more that you learn, the more places you’ll go.” -Dr. Seus- On the spur of the moment, the COVID-19 Pandemic strike the whole world. It affected every aspect in our daily lives leaving us confused, lost, distressed and depressed. Being an Overseas Filipino…
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